Solo Finance Setup: Banking, Bookkeeping, Taxes (Without Overthinking)
Set up your solo business finances correctly from day one. A practical guide to banking, bookkeeping, and taxes that saves you headaches later.
A guided “choose your stack” flow to reduce decision fatigue. Pick your segment and get a minimum viable stack plus “upgrade later” options across banking, bookkeeping, invoicing, contracts, scheduling, CRM, and analytics.
Segment-aware • Minimum viable + upgrade later • Exportable
This tool recommends a “good enough” setup for Week 1 plus optional upgrades for when you have more volume. The goal is fewer decisions and faster setup - without locking you into heavyweight tools too early.
We’ll tailor recommendations based on how you sell and deliver.
Click generate to produce a printable, shareable stack (minimum viable + upgrade later).
Export is available after generation.
Your segment changes the defaults. Builders optimize for speed and simplicity; advisors optimize for professional services; agencies optimize for scope control; SMBs optimize for reliability and local workflows.
You’ll get two versions for each category: a minimum viable “Week 1” setup and an upgrade path for when volume and complexity increase.
Print / Save as PDF for a clean reference, or download HTML to share with a partner, client, or bookkeeper. Then pick 1–2 categories to set up today and ignore the rest until you need it.
After you pick your stack, use these guides to set it up quickly.
Set up your solo business finances correctly from day one. A practical guide to banking, bookkeeping, and taxes that saves you headaches later.
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A curated list of essential tools that help solo builders ship faster, work smarter, and scale efficiently, without breaking the bank.
Setup Resources
Sponsored by Human Team. Tool picks, setup checklists, and week-one playbooks to get your business foundations right. No spam.